Compliance Officer & Deputy MLRO Full-time | Office-based | Tring, Hertfordshire | c. £60,000

Looking for a compliance role where you can make a real impact?

Our client is an established and growing financial services business operating within the foreign exchange sector. They are seeking an experienced Compliance Officer & Deputy MLRO to play a key role in protecting the business, supporting regulatory compliance and helping to deliver an outstanding client experience.

This is an excellent opportunity for an experienced compliance professional who enjoys balancing regulatory excellence with commercial awareness. Working closely with the Head of Compliance & MLRO, you’ll become a trusted adviser across the business while taking ownership of day-to-day AML operations and acting as Deputy MLRO when required.

The Role

This is a broad and varied position covering financial crime, regulatory compliance, AML operations and risk management. You’ll work across the full client lifecycle while helping to ensure the business continues to meet its FCA regulatory obligations.

Key responsibilities include:

Deputy MLRO & Financial Crime

Acting as Deputy MLRO, providing cover and support for the Head of Compliance & MLRO
Assessing internal suspicious activity reports and escalating or reporting where appropriate
Supporting the firm’s wider financial crime framework and AML controls
Client Onboarding & Due Diligence

Managing the end-to-end onboarding process for both private and corporate clients
Conducting customer due diligence (CDD) and enhanced due diligence (EDD)
Applying a risk-based approach to Know Your Customer (KYC) processes
Managing periodic reviews and ensuring client records remain up to date
Transaction Monitoring & Risk

Reviewing transactions to identify potential financial crime risks
Monitoring sanctions screening and investigating alerts
Supporting fraud prevention controls and payment verification processes
Ensuring transactions remain consistent with customer profiles and regulatory expectations
Regulatory Compliance

Supporting Consumer Duty and wider FCA compliance requirements
Assisting with regulatory reporting and returns
Helping maintain policies, registers and compliance documentation
Supporting complaints handling and governance processes
Operational Resilience

Assisting with business continuity planning and operational resilience activities
Supporting third-party due diligence and supplier oversight
Contributing to regulatory change projects and ongoing compliance improvements
About You

You’ll already have experience working within compliance or financial crime in an FCA-regulated environment and will be confident applying regulation in a practical, commercial way.

We’re looking for someone with:

At least three years’ experience within compliance, AML or financial crime in an FCA-regulated organisation
Strong working knowledge of UK AML regulations, financial crime legislation and FCA requirements
Hands-on experience of customer due diligence, enhanced due diligence and transaction monitoring
Experience investigating and documenting suspicious activity
Excellent judgement and the confidence to make well-reasoned decisions
Strong written communication skills with the ability to produce clear, accurate reports and documentation
Excellent organisational skills with the ability to manage multiple priorities
A collaborative approach combined with the confidence to challenge where necessary
Strong IT skills, including Microsoft Office and Excel
Desirable

Previous experience as a Deputy MLRO or MLRO
An AML or compliance qualification (such as ICA, ACAMS or CISI)
Experience within payments, foreign exchange or other regulated financial services
Knowledge of safeguarding, Consumer Duty or operational resilience requirements
What’s on Offer?

Salary of around £60,000
Full-time, 37.5 hours per week, office-based with some flexibility in line with business needs.
A broad and influential compliance role with genuine responsibility
The opportunity to deputise for an experienced Head of Compliance & MLRO
Exposure to a wide range of regulatory, compliance and financial crime activities
Ongoing professional development within a growing regulated business
If you’re an experienced compliance professional looking for a role where your expertise will genuinely influence the success and integrity of a growing business, we’d love to hear from you.

Apply Now